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What is Title Insurance? Title insurance is a special type of insurance that protects home purchasers and mortgage lenders against loss. Title insurers perform an extensive search of public records to determine whether there are any adverse claims on the property in question. Twenty-five percent of title searches find a title problem that is fixed before the insurance is issued. Some examples of items that can cause a problem are: deeds, wills and trusts that contain improper information; outstanding judgments or tax liens against the property; and easements. Those claims are either eliminated prior to the issuance of a title policy or their existence is exempted from coverage.
There are two types of title insurance: Lenders title insurance and Owner's title insurance. Lenders title insurance protects the lender's interests in the property should a problem with the title arise. Owner's title insurance fully protects the buyer should a problem arise with the title that was not uncovered during the title search. Owner's title insurance also pays for any legal fees involved in defending a claim to your title.
Meet Our Finest Title Associates
Why Should I Use RealWorks for My Closing? RealWorks Offers Cutting-Edge Title Services:
- 24-48 hour turnaround for title commitments
- Use of latest technology in delivery of and acceptance of closing documents
- Title services provided throughout the state of Florida
- Instant communication with underwriter attorneys to solve difficult title issues
- Timely, efficient closings
- Broker fees wired directly on date of disbursement
RealWorks Title Associates Offer the Personal Touch:
- Direct access to decision-makers
- Commitment to exceed the expectations of the customer is part of corporate philosophy
- Experienced closers and support staff
- Fresh approach to the settlement services industry
RealWorks Offers Competitive Pricing:
- Competitive risk premium rates (set by the state of Florida)
- Full reissue credits given where allowed
- Closing fees range from $150-$250
- Mailaways are charged actual cost to transport file
- Mailaway closings conducted by affiliated companies throughout the state of Florida
RealWorks Commitment to You:
- First-class, top-notch service to every consumer
- Honest and fair pricing for services rendered
- Timely and efficient handling of your title requests and closings
- Follow through on all issues related to closing
Title Order
This online application puts you directly in touch with a title associate. Simply complete the information below and a title associate will contact you.
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